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I was fortunate enough to have hard working parents, especially my mother who still works non-stop up until now in her mid 50's, she just can't sit around and relax. They fully supported and paid my and my brothers' educational expenses and basically everything under the sun. We never worked or had to worry about money in our lives in that matter. However we learnt to save up to buy what we wanted without bugging parents for extra. Expensive stuff or name brand products..we "never" owned them when we were under 20 years old comparing to some super fortunate kids that own some of the most expensive designer handbags at 18 or younger (lucky you, by the way). They were something that came by after we graduated from university and actually made our own money to have them in our possession.
Looking back now I feel more than grateful because a lot of people struggle to get out of student loans which continues to haunt them years later down the road and it delays plans in purchasing a house or saving. Thank you..thank you and thank you mom and dad for your lifetime sacrifice.
Since I always had such luxury of getting paid by parents, I never truly understood the importance of saving nor the concept of paying bills in general until I started a family of my own. At 24 years old, newly wed, moving to a foreign country without my family by my side and $500 in cash in my wallet, I knew a new chapter in life would lead me to something adventurous and challenging. I knew I had to do something about my life to make me feel secured, financially.
**Now...Friends...At what time/circumstance/situation/age in your life when you seriously started thinking about saving up or looked at money differently?**
my parents r they same. tho the supported me & my bro all the way thru college. tho we had evrythin we 'need' growin up, we don usually have all the 'wants'
ReplyDeletemy parents tot both of us the value of money at a vry young age, so, now tho im married & all, i dun find it that big of a struggle to pay the bills/mortagages as much as ppl my age does.
oh, plus im proud to say that we financed our weddin all with our own $! :)
i agree i didn't start to think about it until i got married and felt responsible for myself, my husband and our two doggies!!
ReplyDeleteI'm living still with my parents, but i have been working on part time works and I feel I know the feeling!
ReplyDeleteI didn't start to think about saving until my little girl went to daycare. I still don't do a very good job of saving though. I think we work really hard to bring the paychecks home, it is not always about saving. Although, I agree it's a good thing.
ReplyDeleteWow, that's a lot to go through at 24. I have been thinking of saving up/money since I was in college. I think as you enter the "real world," money becomes something that you take more seriously.
ReplyDeleteMy parents were somewhere in between spending and saving, so I really have no idea why I'm so cheap, haha. It's the running joke in my family that I'm the saver, and I've always been that way since I started working the summers during college. I guess I've always had a more mature outlook in life -- aka, I'm scared of being homeless/in debt, etc, so it's always save-save-save for me. I do wish that I would lighten up some though, and I've been getting better at splurging for myself every once in awhile. I KNOW that once I buy a home (hopefully soon!), I'll start taking money and saving even more seriously. Ahhh I'm kinda scared thinking about it.
ReplyDeletePS - What country did you move to when you were 24? That sounds like an incredible story. Please share it with us sometime if you're comfortable :)
I am just realizing that at 22 yrs of age. I just graduated, and like you, I never had to worry about money. My parents always took care of the tuition while my friends all had to take out loans. I am very grateful for not having to deal with that burden. But even though I know that they will always welcome me to stay with them for as long as I want, I really want to find a job and make my own money. It's a great feeling of accomplishment to make your own money and you just feel so much more secure when you know you have a good amount saved. Luckily my parents have always stressed the importance of saving. I can't wait to find a job! Times are so tough these days...kind of wish I didn't graduate yet >_<
ReplyDeleteI was also very fortunate to have such loving parents who work so hard just to put their children to college. I have been working since 15 so I do know a little bit about saving...but it's ok to splurge once in awhile. Im glad I dont have to pay off student loans like a lot of people..I moved when I was 24 but after having Kaylee, my outlook on life changed completely. It's ok to not have the latest, greatest, as long as you are happy and providing a loving care to your child. i love this post :)
ReplyDeleteI have always been a saver- even as a kid. I was lucky that my parents gave me a humble upbringing so it prepared me when I moved to CA straight out of college and bought my first home:)
ReplyDeletemy parents are not well-off so even though they provide food and a roof over my head, i have to take care of everything else on my own. i started working since i was 16, but i never seriously save for the future until NOW. i mean, i have saved lots of money but it's always designated for something...like for my car, for college and then grad school etc...so no extra :( but bf and i are on a mission to save now because we want to get married within the next couple of years AND buy our first home too. wish us luck hehehe...
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